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有懂得汽车的leasing 和financing是怎么计算的吗?. Y$ Q: T7 ?5 E0 g; f2 x' A- E
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想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.+ N2 J6 C( m1 q4 r6 Y
! g* ]" e! L$ @ }! M6 T& X: ZFinancing vs. Leasing Comparison Chart
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Lease Finance4 V: n, J! x6 t+ |
Term 48 Months 48 Months
) O1 r2 m1 h$ J3 k4 ]% EInterest Rate 1.9% 0.9% i, h% S y) q* Z k0 v
Selling Price $18,000.00 $18,000.004 m5 i( c8 m. _8 `. F1 \& \' @
Taxes N/A 900& K, G7 k) s) N! C
Selling Price $18,000.00 $18,900.00# u3 m: A3 n+ o; Q, g }! l
Lease End Value$9,000.00 N/A
5 b8 b* w1 Y4 X9 [- zBase Payment $277.29 N/A2 o1 @2 q1 q, Z% {3 n4 ]) A$ L2 ]- a
Taxes on Payment $13.86 N/A, B6 x0 n+ r$ X* O" h0 a
Total Payment $291.15 $451.71 |
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