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有懂得汽车的leasing 和financing是怎么计算的吗?
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想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.
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) J2 ^7 h! `+ eFinancing vs. Leasing Comparison Chart: z; m+ m$ {1 F/ R1 q" k
$ l3 ]$ X/ p% z2 q5 [, u G4 u Lease Finance1 Z+ c& A0 I5 `; O% \: Q
Term 48 Months 48 Months
' |0 @2 Q! V8 Q. l$ _Interest Rate 1.9% 0.9%
@/ s5 I, m9 `" @, fSelling Price $18,000.00 $18,000.001 ]) [( A. N; t+ Z n9 T7 ?
Taxes N/A 900
2 D* e, \ S G$ U( Y2 XSelling Price $18,000.00 $18,900.000 o8 Q& O& T# g
Lease End Value$9,000.00 N/A
$ H) o7 s' k& E% \; ~Base Payment $277.29 N/A, G3 c4 f' P( L
Taxes on Payment $13.86 N/A) H! i7 u; u. W h+ l5 z
Total Payment $291.15 $451.71 |
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