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有懂得汽车的leasing 和financing是怎么计算的吗?* I5 e6 p- l$ x d/ u
( _% N! J$ l4 \. ?1 ~& x" ^想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.
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1 ^. u. p: z4 O5 ]# [: lFinancing vs. Leasing Comparison Chart4 L- h% X! H/ V5 t9 f' y
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Lease Finance; a3 P @0 t+ H! I2 @: _0 ^% |1 ~
Term 48 Months 48 Months% i* |7 N4 K5 h( ~, O
Interest Rate 1.9% 0.9%
! x8 ] j) C Y: {% e$ \0 uSelling Price $18,000.00 $18,000.009 v _ T3 _6 C, r/ E+ ]
Taxes N/A 900
6 G4 h: [5 n2 {! [Selling Price $18,000.00 $18,900.007 [' D9 ] y8 W
Lease End Value$9,000.00 N/A
( J* x" J* H$ w3 lBase Payment $277.29 N/A
/ W( e8 \; J4 t, P4 h5 FTaxes on Payment $13.86 N/A, z# _% q2 Q2 q! [ J3 g
Total Payment $291.15 $451.71 |
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