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有懂得汽车的leasing 和financing是怎么计算的吗?
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+ S! @$ E5 i) R8 p想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.4 r2 t; V3 t! V4 X1 Z
! k5 b! F) k! m4 T) m9 ?) JFinancing vs. Leasing Comparison Chart8 p: A/ v- I% x* X; Z
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Lease Finance
: b* A( i" G4 @. B7 ~) e& E& GTerm 48 Months 48 Months8 x. A% {" _ n& E6 b
Interest Rate 1.9% 0.9%' L8 D4 v6 T7 ^# N7 v% X
Selling Price $18,000.00 $18,000.00
2 ~" X+ x r9 _ v) H- XTaxes N/A 900* t$ C+ n" M) D# R
Selling Price $18,000.00 $18,900.00! o, v/ ?) `; A4 n( X% c
Lease End Value$9,000.00 N/A" x# O& v% q3 u4 _
Base Payment $277.29 N/A/ F) Y" Q7 k/ @3 b {# S
Taxes on Payment $13.86 N/A
/ b, U+ d9 ~4 c$ Z7 a- HTotal Payment $291.15 $451.71 |
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