房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
$ N) {- Y4 B  B
- o. O0 W; s5 b$ m$ ^Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
2 Z& f' F- ]4 U, H8 @; b, \4 r! HThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

. P9 y+ n3 I3 o
( G) `7 a7 d8 J$ ~, v' A5 \理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
2 e- Y" |0 j6 x) X不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

/ P- C, W! H) }5 o; F3 S3 u  p年底现象，没事

xexe