房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
  R+ _$ w3 F" u现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
8 Y+ ]( g4 m. E1 c
3 |8 v1 S; l: y1 t  j( G6 u+ ]. m6 o6 _Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

5 C; l1 ~" ]7 h( i* I" h& v
4 [8 j" y. o7 D! ~" R理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

7 }) T/ z5 R" P1 h8 T& B年底现象，没事

xexe