房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
: x  x0 F! t. v# _7 J6 M现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
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& u- ~) o4 Q4 X) w3 R0 NBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
4 @3 l) T: c' w; H/ X% J) w8 dThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

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理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
' q- e. j( g# W* T* G) _6 i现在只有p-0。6

& Q+ X& X0 H( X- }# y年底现象，没事

xexe