房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
6 Z# J. `1 i6 |现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
8 E* ~# L9 s7 g& U
Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

  P0 O( n# J6 g- l; t5 j理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
* ?3 c5 p& @  V- y不是基准利率涨了，是银行减的少了，原来是p-0。7
6 C% r$ k9 I/ P7 g, f/ {% ?* f) X/ L+ Z现在只有p-0。6

+ l0 S' l' U; K1 l: s, B; d- N年底现象，没事

xexe