房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
# f0 O, D* B# g% X9 @2 [0 _9 _现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.

* u. a! I* w6 h9 Q% VBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
2 e- Y( `  s( W  l9 ?1 Z+ oThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
% m& z  L& _  P现在只有p-0。6

3 T! `) V+ p% e& a* @2 X3 p( _% Q年底现象，没事

xexe