埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 1169|回复: 10

地产专家称新贷款紧缩政策将严重打击阿省房市

[复制链接]
鲜花(14) 鸡蛋(8)
发表于 2016-10-18 09:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
A real estate expert believes the new mortgage rules that went into effect Monday will hit Alberta's market the hardest.
% Y/ Q' K, D+ B, ?* ^7 d( p3 V  X1 t( D" r% j# }; S
The changes are meant to make it tougher for buyers to qualify if they put less than 20 per cent down.7 g$ W& B$ r# {8 n2 p, c: I) P3 ~8 `

, z, ]/ \0 X7 {& G2 @1 g6 BPrior to today, an Alberta family with a household income of $80,000 would likely have qualified for a $400,000 home but now they will be approved for a $320,000 home.5 k& W2 n; t# ~3 Z( O0 T4 S
' Q/ }$ U& \+ H
First-time buyers, single-income earners take biggest hit with new mortgage rules
( U* ~/ f2 ~6 Y/ U5 i: tCMHC to issue 1st 'red' warning on Canadian housing market
/ P% G; n$ h( J* U5 u8 S7 ~Mortgage specialist Peter Kinch says under the new rules, affected buyers have about 20 percent less purchasing power which will put a downward pressure on the Canadian real estate market but he says the impact will be even greater in Alberta, where the slumping economy is already hurting house sales and prices.
" |9 ^7 g7 \- f+ c+ X8 W5 k* n; w0 p% e) h+ u
"In a real estate market that's struggling to recover already, it could have a very negative impact on that market," Kinch said.# E2 Q, t2 l' V. p

8 \: g; k- @% ]3 JWait and see what happens
' \9 p0 o1 W' l1 L
& f& Q: B; U* ~* S' z1 N; W1 {Natalie Whitney and her young family say that's what they're banking on so they've just decided to put their house hunting on hold.0 q) F# l" @9 b# \; d& N: w
$ f& K4 J/ C. w4 m! y
"It could be advantageous for us to wait and just see what happens to the market in six months," she said.# ]# X9 Z) B& _: |0 T7 g  `
2 u( p. Q9 E/ i" c6 }+ d) y( S
The Canada Mortgage and Housing Corp. issued its first ever "red" warning on Monday, referring to real estate affordability issues spreading beyond Vancouver and Toronto.0 W5 ?, p1 u: M
% X& c6 A" Q! I$ b
"These factors will be reflected in our forthcoming Housing Market Assessment on Oct. 26. They will cause us to issue our first "red" warning for the Canadian housing market as a whole," CEO Evan Siddall wrote in a Globe and Mail column.$ m* C7 s# x" C2 {& M

: F$ z& D* u# f, Z4 D  k% HKinch says for buyers who can't wait, they'll either need to come up with a bigger down payment or lower their expectations about what they can afford.
大型搬家
鲜花(14) 鸡蛋(8)
 楼主| 发表于 2016-10-18 09:11 | 显示全部楼层
意识是说,收紧的房贷政策以及压力测试,将对于经济下行的阿省打击最大。很多买家从准备买房改变为观望。买家的购买力向低价房转移。本来8万年薪家庭购买力是40万房,现在只能获得32万房贷款资格。
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 09:15 | 显示全部楼层
好事,这样房价上涨会受到控制,稳定一下以后再一炮冲天。。现在是买房大好时机,错过了不知道要等多少年了。
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 14:52 | 显示全部楼层
老杨团队 追求完美
urspace 发表于 2016-10-18 09:15  ]% o3 E) t0 p. O7 y1 C9 h
好事,这样房价上涨会受到控制,稳定一下以后再一炮冲天。。现在是买房大好时机,错过了不知道要等多少年了 ...

8 n% ~1 K) {# O! l5 B7 m一炮冲天? 天方夜谭吧。
大型搬家
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 14:55 | 显示全部楼层
爱城的房价在全国来说,不算高,新的贷款限制可能影响不大。对多伦多和温哥华影响应该更大,因为那里的房价太高了。
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 14:58 | 显示全部楼层
卓越地毯清洗 发表于 2016-10-18 14:524 @$ X& V' t4 ?/ q7 I: u, F
一炮冲天? 天方夜谭吧。

! {5 w8 \0 |2 V4 R- s呵呵,天方夜谭?过去十年就曾经发生过,为什么是天方夜谭?解释下?
鲜花(240) 鸡蛋(18)
发表于 2016-10-18 14:59 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
爱城是 welfare city, 25%的从业人员在政府工作,包括医疗,教育,这类工作相当于 welfare job, 所以稳定,但房价也绝高不了
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 15:15 | 显示全部楼层
urspace 发表于 2016-10-18 14:58* L( e" y, Q3 A1 b
呵呵,天方夜谭?过去十年就曾经发生过,为什么是天方夜谭?解释下?

3 o9 m9 C( N, X9 w- e1 ^$ K$ o9 V9 A两年多以前油价都在100块左右一桶,房价都没怎么涨,现在油价掉了一半,怎么让房价一炮冲天?
鲜花(100) 鸡蛋(11)
发表于 2016-10-18 15:31 | 显示全部楼层
卓越地毯清洗 发表于 2016-10-18 15:15: [' l( `0 G  `
两年多以前油价都在100块左右一桶,房价都没怎么涨,现在油价掉了一半,怎么让房价一炮冲天?

( W! o- B( e  V不跟你说了。。。你不懂。。。
理袁律师事务所
鲜花(14) 鸡蛋(1)
发表于 2016-10-18 17:37 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
reneeqq 发表于 2016-10-18 14:59
% e2 ^3 i% @( f* _) v爱城是 welfare city, 25%的从业人员在政府工作,包括医疗,教育,这类工作相当于 welfare job, 所以稳定 ...
6 h2 N8 ?- b8 O: \; o1 I3 i
非常同意。* d& H: w: U4 k5 J$ L
就算是12、13年石油价高,经济形势好房市好的时候,屯里的房价也不算特别高,根本没法和温哥华多伦多相比。想想就知道了,爱屯经济再好,也就是就业增加,买房多是因为确实需要住的人多。真正房价能一飞冲天的城市是有人在炒房。就算石油价格涨上去正在能房价一飞冲天的城市也应该是卡城,怎么也轮不到爱城。只是长远来讲,房价不会跌应该是对的,只是对爱城来说恐怕涨幅就很有限了。& }8 \7 A7 w  g! K
再说石油以前是必需品,尤其是汽车需要大量石油,现在所有的大型车商都开始转型投资新型电动车能源车,恐怕石油很难恢复到一桶上百的辉煌历史了。
鲜花(26) 鸡蛋(1)
发表于 2016-10-18 19:20 | 显示全部楼层
James-s 发表于 2016-10-18 17:378 J' k% o8 J  C' k: J3 L" L! s
非常同意。3 b& Q6 _5 v, S: h2 Q  U# s
就算是12、13年石油价高,经济形势好房市好的时候,屯里的房价也不算特别高,根本没法和温哥 ...

3 o3 K( |  x0 b' w# b/ \. c( [分析得很有道理!
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-2-11 00:05 , Processed in 0.143713 second(s), 19 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表