You may do either or both of the following two things 1 ~1 F! v& x4 |) Z N* C0 `2 y+ C
1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage) ' g" k! W$ t: h' U; c2. store the car for the winter - basically take out "collision and upset" coverage4 r+ E1 I. P2 r4 e n* w
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Together they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...