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Step 1 Do you qualify4 W& d ~0 O! L" @+ v3 }! [/ c
To qualify for the survivor’s pension, you must:
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1 Q0 W3 c" M+ ?: z3 v6 V* f% Lbe legally married to a deceased CPP contributor
/ T! v4 a* T& ` z- a5 X( Z0 vbe the common-law partner of a deceased CPP contributor$ o; F' _3 l, b- W) ^; i+ h' Y
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The amount you receive as a surviving spouse or common-law partner will depend on:4 j) X' j+ l" w: S* |
' K t6 z/ m; }$ E7 E6 d1 g5 @0 Fwhether you are younger or older than age 65' C. I8 W6 n3 g
how much, and for how long, the deceased contributor has paid into the CPP+ c4 O) B5 N8 z* D \
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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& p9 a* ^1 S8 x/ G+ Q3 |If you are age 65 or older
2 L% s9 p+ y5 ~You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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; E, z% \9 L. _7 @If you are under age 65
. ~: a4 @3 Z, ]$ gYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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