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Step 1 Do you qualify. Z( [4 w% n* K& [2 I( q, v
To qualify for the survivor’s pension, you must:" n+ \3 S' ]& s$ ]" q6 M* X
1 {" u: f& D$ ^1 Rbe legally married to a deceased CPP contributor* D6 t/ t2 K0 Y b( N
be the common-law partner of a deceased CPP contributor! w( @! Z, ^$ P f
7 e9 @9 l* I. c6 ]; n: ]; i) _' k5 L GThe amount you receive as a surviving spouse or common-law partner will depend on:
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5 F1 ~7 B7 O& D: D, t9 Y. h0 Ywhether you are younger or older than age 65
* E$ y$ z6 d/ o3 {3 F% R2 K' _0 Whow much, and for how long, the deceased contributor has paid into the CPP/ z0 v* |: o! @) \4 ?+ W
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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9 _& Y, ?4 o' }1 b# oIf you are age 65 or older
% k8 x0 r/ U- K nYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
9 Q7 c2 F) W( w2 R; R2 {$ m6 O. N& jYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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