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Step 1 Do you qualify# j/ z1 B$ c+ R- l: U
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
3 \6 b, ^; h: Obe the common-law partner of a deceased CPP contributor; f/ ?0 _$ h$ k5 g0 K
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65, X5 l, z8 L1 T7 R/ {7 _% m1 |' H
how much, and for how long, the deceased contributor has paid into the CPP' m2 K" ^2 B4 T9 [. F7 v- Z" n; i, Y
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older1 n( h# H6 N- m+ X% ~* E8 H& }
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
/ A% e! r. m8 C! B" ]4 v% u3 UYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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